How it works

Clover is your personalised investment advisor

We don't chase hot stocks or try to time the market. Instead, we use an evidence-based approach to give you optimal returns at every risk level.
STEP 1

Decide how much you want to invest

Don't worry — there's no withdrawal fee and you can take out your money whenever you like. Our minimum investment is $2,500.

STEP 2

Get personalised investment advice

Joining Clover is quick and easy. Simply fill out your details, and we'll recommend a investment portfolio based on your goals, comfort with risk, and stage of life.

STEP 3

Set up recurring monthly contributions

You know you should be saving regularly. Now you can automate it, and make your money work harder. There’s no additional fee for deposits or brokerage.

STEP 4

Relax

Sit back and watch your money work. We monitor your investments and rebalance them when needed.

STEP 5

We’re here for you

Call, live chat, or email us for free on-demand support.

Simple to set up

Simple to set up

Join in minutes. Open your account online - no mail-in forms or fax machines.

Secure

Secure

Your data is stored securely with end-to-end encryption. Clover is developed in-house in Melbourne.

Trusted providers

Trusted providers

Clover partners with Macquarie Bank to provide a personalised account for you to send investment contributions.

We'll never share your details or spam you, promise!